Welcome to Uncommon

Most Oregonians qualify for Northwest Community membership. You can become a member for life as long as you, or a relative, live or work in one of 15 Oregon counties listed below.* To open an account, you'll only need $10 for the one-time Membership Fee.

Counties we serve

Benton Deschutes Josephine Marion
Clackamas Douglas Klamath Multnomah
Coos Jackson Lane Washington
Crook Jefferson Linn

*You can join if you or a relative (grandparent, parent, spouse, child, stepchild, grandchild, brother, sister, half-brother, half-sister, aunt, uncle, or domestic partner) live or work in one of the Oregon counties in our service area.

NWCU Membership Benefits 

As a not-for-profit financial cooperative, Northwest Community Credit Union is member-owned and managed – each person on our board is a member, as is every one of our employees. What does this mean to you?

  • We measure our success through member satisfaction, not profits.
  • Earnings return to members in the form of better rates and fewer fees.
  • We are deeply invested in our communities and their well-being.
  • Financial statements are transparent and shared monthly.

Here's another perk: exclusive discounts for members using our NWCU Benefits App

As a credit union, we offer everything a bank does and much more!

Joining is Easy

You can become a member:

  • by visiting one of our branches
  • over the phone at (800) 452-9515

or

 Apply for Membership Online 


What You'll Need to Open an Account

Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. To open an account at Northwest Community Credit Union, you’ll need:

  • Valid government-issued photo ID. Either one government-issued ID (like a driver’s license, photo ID card, military ID, or passport), tribal ID card (from federally recognized tribes). ID cards can't be expired or temporary interim cards.
  • Proof of current address. If your current address is on your ID card, you’re all set! If not, you can provide credible proof of address with mailed documents (like a utility bill), rental or mortgage contract, last month’s paystub, a university transcript for current term, mortgage document.
  • Your Social Security Number. If you’re a parent opening up an account with your child, you’ll also need your child’s physical SSN card. 
  • For more specific information, or to confirm whether your identification documents are acceptable, please stop by a branch or call (800) 452-9515.

Are you an SEIU member?

Welcome Service Employees International of the State of Oregon! Follow the prompts to apply online.


Read our Membership and Account Agreement, which includes our Funds Availability Policy.