Convenient ways to finance your next purchase.
We're a local lender committed to finding the best solutions for whatever you may need. Let us help you get back to what matters most.
Not a member?
Become one today!
Get money fast when life throws something unexpected at you.
Credit Cards
Our card is all you'll need to build credit, earn rewards, or use for emergencies.
Credit cards don’t need to be complicated. Our Visa® cards offer low rates and fewer fees than you’ll find most anywhere else. In addition, our balance transfers have no fees and share the same low rates as purchases, which make these cards a perfect balance transfer option. Learn more about our cards and how they can keep your life and wallet simple.
Northwest Visa
Variable rate based on prime plus a margin determined by your credit score.
Purchase & Cash Advance Rate
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Minimum Monthly Payment
|
---|---|
7.75% to 17.75% APR*
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$25 or 2% of balance, whichever is greater
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Share Secured Visa
Secured by a savings account.
Purchase & Cash Advance Rate
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Minimum Monthly Payment
|
---|---|
14.90% Fixed Rate
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$20 or 3% of balance, whichever is greater
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*APR is Annual Percentage Rate. Rates are based on your credit score, are subject to change without notice, and may vary after account is opened. Membership and credit qualifications may also apply.
Platinum Northwest Rewards Visa
Earn points for purchases and balance transfers. Redeem Points for merchandise, gift cards, travel services or cash. Plus, choose your card design.
Purchase & Cash Advance Rate
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Minimum Monthly Payment
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Rewards
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---|---|---|
9.75% to 18.75% APR*
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$25 or 2% of balance, whichever is greater
|
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Vehicle Loans
We offer some of the best rates in the region to help purchase or refinance new and used cars, trucks, and vans.
With plenty of options for financing terms, major mechanical protection, guaranteed asset protection (GAP) and automatic payments, we’re proud to offer hard-to-beat value and service. You can even find Northwest Community on-the-spot financing at dealerships throughout Oregon.
Vehicles
Annual Percentage Rate*
|
|
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New vehicles as low as 3.29% APR
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Used vehicles as low as 3.49% APR
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*Rates will vary depending on credit qualifications, loan terms, and payment method. Loan terms available may vary depending on amount borrowed, length of contract, credit history, and collateral. All loans are subject to approval. Regular terms and conditions apply. Northwest Community Credit Union is an Equal Opportunity Lender.
Peace of Mind
Option
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How it Helps
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Guaranteed Auto Protection (GAP)
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This option is a promise to protect your car loan in case you find yourself owing more than it's worth in the event of a total loss. You have the first year of your loan to add GAP coverage.
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Major Mechanical Protection (MMP)
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This is an optional added vehicle protection plan that shields you from the cost that can occur with unexpected mechanical breakdowns. Plan now so you'll be covered later.
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Northwest Protect (NWP)
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This is an optional debt cancellation service that helps cover payments when the unforeseen life events come up. We never want you to worry about missing a payment for circumstances out of your control.
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*Rates will vary depending on credit qualifications, loan terms, and payment method. Loan terms available may vary depending on amount borrowed, length of contract, credit history, and collateral. All loans are subject to approval. Regular terms and conditions apply. Northwest Community Credit Union is an Equal Opportunity Lender.
Recreational Vehicle Loans
Get financing for the heavy haulers and outdoor toys you've always wanted.
Apply for a Recreational Vehicle Now
Recreational Vehicles
We can help you explore the outdoors with loans for boats, motorhomes, and travel trailers!
Annual Percentage Rate*
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|
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New recreational vehicles as low as 5.24% APR
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Used recreational vehicles as low as 5.74% APR
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Power Sport Vehicles
We have loans for the fun wheels you've always wanted: motorcycles, dirt bikes, ATVs, snowmobiles, or scooters.
Annual Percentage Rate*
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|
---|---|
New power sport vehicles as low as 5.74% APR
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Used power sport vehicles as low as 6.24% APR
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Specialty Collateral Vehicles
Need a loan for a heavy hauler or a cargo trailer? We offer loans for vehicles with utility beds, box trucks, and cargo vans.
Annual Percentage Rate*
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|
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New specialty collateral vehicles as low as 7.30% APR
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Used specialty collateral vehicles as low as 7.80% APR
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*Rates will vary depending on credit qualifications, loan terms, and payment method. Loan terms available may vary depending on amount borrowed, length of contract, credit history, and collateral. All loans are subject to approval. Regular terms and conditions apply. Northwest Community Credit Union is an Equal Opportunity Lender.
Personal Loans
For whatever you need. Keep your options open with these products designed to make your life easier.
Northwest Personal Loan
Interest Rate*
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As low as 9.90% APR
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Variable Rate Line of Credit
Interest Rate*
|
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9.75% to 18.75% APR*
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*Rates shown are Annual Percentage Rates (APR). Rates will vary depending on credit worthiness and are subject to change without notice. Loan terms available may vary depending on amount borrowed, length of contract, credit history, and payment method. Visit a branch or call (800) 452-9515 for details. All loans are subject to approval. Regular terms and conditions apply. Northwest Community Credit Union is an Equal Opportunity Lender.
Northwest Cash
Apply for Northwest Cash through eBanking for quick, easy access to money without pulling your credit.
Loan Type | Amount |
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Northwest Cash | From $300 to $4,000. See rates and read the Terms & Conditions. |
