Convenient ways to finance your next purchase.


We're a local lender committed to finding the best solutions for whatever you may need. Let us help you get back to what matters most. 


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Get money fast when life throws something unexpected at you. 

Learn More about Northwest Cash

Credit cards don’t need to be complicated. Our Visa® cards offer low rates and fewer fees than you’ll find most anywhere else. In addition, our balance transfers have no fees and share the same low rates as purchases, which make these cards a perfect balance transfer option. Learn more about our cards and how they can keep your life and wallet simple.

Apply for a Credit Card


Northwest Visa

Variable rate based on prime plus a margin determined by your credit score.

Purchase & Cash Advance Rate
Minimum Monthly Payment
7.75% to 17.75% APR*
$25 or 2% of balance, whichever is greater


Share Secured Visa

Secured by a savings account.

Purchase & Cash Advance Rate
Minimum Monthly Payment
14.90% Fixed Rate
$20 or 3% of balance, whichever is greater

*APR is Annual Percentage Rate. Rates are based on your credit score, are subject to change without notice, and may vary after account is opened. Membership and credit qualifications may also apply.


Platinum Northwest Rewards Visa

Earn points for purchases and balance transfers. Redeem Points for merchandise, gift cards, travel services or cash. Plus, choose your card design.

Purchase & Cash Advance Rate
Minimum Monthly Payment
Rewards
9.75% to 18.75% APR*
$25 or 2% of balance, whichever is greater
  • 1.5 Rewards Points for every $1 purchase
  • 1.5% Cash Back**
  • Opening bonus and options for bonus points

Visa Disclosures

Details about Visa Rewards Program

Visa Card Agreement 

Service Fees and Charges

Apply for a Vehicle Loan


With plenty of options for financing terms, major mechanical protection, guaranteed asset protection (GAP) and automatic payments, we’re proud to offer hard-to-beat value and service. You can even find Northwest Community on-the-spot financing at dealerships throughout Oregon.


Vehicles
Annual Percentage Rate*
New vehicles as low as 3.29% APR
Used vehicles as low as 3.49% APR

*Rates will vary depending on credit qualifications, loan terms, and payment method. Loan terms available may vary depending on amount borrowed, length of contract, credit history,  and collateral. All loans are subject to approval. Regular terms and conditions apply. Northwest Community Credit Union is an Equal Opportunity Lender.



Peace of Mind
Option
How it Helps
Guaranteed Auto Protection (GAP)
This option is a promise to protect your car loan in case you find yourself owing more than it's worth in the event of a total loss. You have the first year of your loan to add GAP coverage.
Major Mechanical Protection (MMP)
This is an optional added vehicle protection plan that shields you from the cost that can occur with unexpected mechanical breakdowns. Plan now so you'll be covered later.
Northwest Protect (NWP)
This is an optional debt cancellation service that helps cover payments when the unforeseen life events come up. We never want you to worry about missing a payment for circumstances out of your control.

*Rates will vary depending on credit qualifications, loan terms, and payment method. Loan terms available may vary depending on amount borrowed, length of contract, credit history, and collateral. All loans are subject to approval. Regular terms and conditions apply. Northwest Community Credit Union is an Equal Opportunity Lender.

Apply for a Recreational Vehicle Now


Recreational Vehicles

We can help you explore the outdoors with loans for boats, motorhomes, and travel trailers! 

Annual Percentage Rate*
New recreational vehicles as low as 5.24% APR
Used recreational vehicles as low as 5.74% APR


Power Sport Vehicles

We have loans for the fun wheels you've always wanted: motorcycles, dirt bikes, ATVs, snowmobiles, or scooters. 

Annual Percentage Rate*
New power sport vehicles as low as 5.74% APR
Used power sport vehicles as low as 6.24% APR


Specialty Collateral Vehicles

Need a loan for a heavy hauler or a cargo trailer? We offer loans for vehicles with utility beds, box trucks, and cargo vans. 

Annual Percentage Rate*
New specialty collateral vehicles as low as 7.30% APR
Used specialty collateral vehicles as low as 7.80% APR

*Rates will vary depending on credit qualifications, loan terms, and payment method. Loan terms available may vary depending on amount borrowed, length of contract, credit history,  and collateral. All loans are subject to approval. Regular terms and conditions apply. Northwest Community Credit Union is an Equal Opportunity Lender.

Apply for a Personal Loan


Northwest Personal Loan
Interest Rate*
As low as 9.90% APR


Variable Rate Line of Credit
Interest Rate*
9.75% to 18.75% APR*

*Rates shown are Annual Percentage Rates (APR). Rates will vary depending on credit worthiness and are subject to change without notice. Loan terms available may vary depending on amount borrowed, length of contract, credit history, and payment method. Visit a branch or call (800) 452-9515 for details. All loans are subject to approval. Regular terms and conditions apply. Northwest Community Credit Union is an Equal Opportunity Lender.


Northwest Cash

Apply for Northwest Cash through eBanking for quick, easy access to money without pulling your credit. 

Loan Type Amount
Northwest Cash From $300 to $4,000. See rates and read the Terms & Conditions.


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